Call Now

Looking for Workers Compensation?

We’re here to ensure your protection.

The fact is that accidents on the job will happen. When they do, you need the right protection and coverage.

Connect with us to know more about Workers Compensation Insurance

This field is for validation purposes and should be left unchanged.

Facts about Workers Compensation

Workers compensation programs were established by state statute or within state constitutions beginning in 1911. - Forbes

Each state sets its own regulations for workers’ comp. Most states require it as soon as you hire your first employee. - Insureon

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. - Insurance Information Institute

For the most part, workers’ compensation benefits will not be taxed, and workers’ comp insurance companies do not send out W-2 forms. - Phalen Law Firm

Workers Compensation provided by Legacy Insurance .

For almost all businesses in the United States, yes. Workers’ compensation insurance usually isn’t optional. While workers’ comp laws vary by state, small businesses typically need a policy in place as soon as they hire their first employee.

Even when not required by law, this policy provides important protection against medical expenses and employee lawsuits related to workplace injuries. You can rely on workers’ comp if an employee needs medical care or time off due to a workplace injury – or if an injured employee sues you for failing to prevent an accident.

If you don’t carry workers’ comp, your business will be responsible for any medical bills and legal fees. And most states levy costly penalties for noncompliance.


Jo-Ann Taylor
Read More
Pam is always willing to assist with a smile on her face. Very professional an a pleasure to work with.
Michael Guyse
Read More
We had Matt and Jess look at our policies from our old company. When they were finished we not only saved money, but increased coverages. walked us through the whole thing. We moved personal and business policies to Legacy. Honestly, 5 stars are not enough!
Greg Coffey
Read More
Excellent attention to detail. Very responsive. Jessica has taken care of my vehicle and homeowner insurance needs. She saved me several hundred dollars and increased my coverage.
Skip to content