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Woodworker Business Insurance by Legacy Insurance

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Woodworker Business Insurance provided by Legacy Insurance

Working with wood can be a dangerous profession, and accidents are always possible, even for the most seasoned craftsman. In order to protect against these dangers, woodworkers insurance is available.

What is Woodworker Business Insurance?

Woodworker Business Insurance transfers most of the financial responsibility for accidental damages from the business owner to the insurance provider. This allows the business owner to operate effectively without worrying that the risks of daily operations could lead to injuries or lawsuits. These types of losses could be devastating to the future of the business.

What are the types of coverage under Woodworker Business Insurance?

All businesses, regardless of industry, face risks that should be covered by insurance. The most common and comprehensive type of policy business owners invest in is general liability insurance.

Some of the risks woodworker business insurance covers are:

  • Bodily injury
  • Property damage
  • Medical payments
  • Legal defense and judgment
  • Personal and advertising injury

What is the importance of Woodworker Business Insurance ?

Woodworking has never gone out of fashion as numerous other materials, from plastics to metals, have taken over increasing shares of the furniture market – but the industry has indeed evolved a great deal. Woodworking shops produce a variety of products, including cabinets, picture frames, shelving, and other products made of solid wood, veneered plywood, or particleboard. The finished product may be pre-assembled, or assembled during installation by the customer or a contractor.

If you own and operate a woodworking shop, you are likely to make use of numerous complex and costly tools, ranging from sawmills to drill presses, wood-nailing machines, and even CNC machines. Surrounded by this incredible equipment, woodworking shops can never let their minds wander too far from the numerous risks they face. The adhesives woodworkers use over the course of their jobs, too, can pose serious hazards. This is where woodworker business insurance comes in. It helps you protect yourself against the daily hazards of working with sawmills, drill-presses, CNC machines and other woodworking tools.

Already have Woodworker Business Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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