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Outdoor & Recreational Insurance by Legacy Insurance

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Outdoor & Recreational Insurance provided by Legacy Insurance

From the outside, people looking at your outdoor and adventure-based business might describe it as “exciting” and “fun.” While it is those things, they will never know that the pleasure they get out of the experience you offer them is only possible because you and your team are laser-focused on your organization’s safety and risk management.

What is Outdoor & Recreational Insurance ?

Outdoor & Recreation insurance provides general liability insurance to protect businesses from bodily injury and property damage resulting from their products and operations. One example might be customers injuring themselves on a rented bicycle and suing the business that rented them the bike. Companies in the sports, leisure and recreation industries cater to individuals that “pay-to-play” and rely on your expertise, gear, and instructions to safeguard them during the activity. If – or when – an accident occurs, the company may be held legally liable for the injuries caused to another while participating in the activities of the business. Legal fees alone may cripple a business but indemnification costs and punitive damage awards will almost certainly destroy it. 

Coverage for Outdoor Shows and Events

Time and resources poured into planning and successfully executing an outdoor event – from shows and festivals to fairs and marathon runs – makes each event a massive investment. One fraught with the risk of liability. An accident or incident can turn your festive outdoor event into a litigation nightmare.

The right insurance can protect attendees, vendors, and you, should the unexpected occur with coverage including:

  • Special events liability
  • Vendor liability
  • Event weather coverage
  • Event cancellation

Offering coverage against losses – should an unforeseen accident or interference occur – event and festival insurance can help protect your outdoor event.

Already have Outdoor & Recreational Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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