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Facts about General Liability

The global liability insurance market size was valued at more than $25 billion in 2021, and is expected to reach $433 billion by 2031. - Investopedia

The cost of general liability insurance varies based on your business operations and policy limits, among other factors. Small businesses pay about $42 per month for this policy. - Insureon

A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. - Insurance Information Institute

Most small businesses choose standard coverage amounts of $1 million per occurrence and a $2 million aggregate policy limit for their general liability insurance coverage. - Insureon

General Liability provided by Legacy Insurance .

Most small companies need this insurance, especially if you rent or own an office or commercial space. And many client contracts include requirements for general liability insurance.

Even if these don’t apply to you, small businesses that work directly with clients and customers usually benefit from commercial general liability insurance, also known as a CGL policy. This insurance policy can keep your company financially stable if you’re sued by a customer or competitor.

Because general liability insurance provides such important coverage, most small business owners buy the policy right after they start their business.


Jo-Ann Taylor
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Pam is always willing to assist with a smile on her face. Very professional an a pleasure to work with.
Michael Guyse
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We had Matt and Jess look at our policies from our old company. When they were finished we not only saved money, but increased coverages. walked us through the whole thing. We moved personal and business policies to Legacy. Honestly, 5 stars are not enough!
Greg Coffey
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Excellent attention to detail. Very responsive. Jessica has taken care of my vehicle and homeowner insurance needs. She saved me several hundred dollars and increased my coverage.
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