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Educating and Serving the Insurance Consumer throughout the State of Alabama.

We are an Independent Insurance Agency that works with over 30 reputable insurance carriers to find the best insurance for your needs.

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Building and Protecting Your Legacy

6 Major benefits of working with an independent agent

We work with multiple insurance companies.

We work with different insurance companies that offer a wide variety of coverage options and price points


We are licensed professionals

We are licensed experts we can explain the complexities of insurance in simple terms, helping you make smart decisions

We work for you and will be your advocate

We are your agent and your advocate working with the insurance company on your behalf

We offer a wide variety of insurance solutions

We offer one-stop shopping we can often meet all of your insurance needs as we work with multiple insurance companies

We are your neighborhood friend

As independent agents, we are your neighbors we understand the benefits and challenges of living in our locale

We are your lifelong consultants

We are connected for a lifetime and we are happy to periodically review your coverage

Legacy Insurance aim to Provide Expert care and Quality Service.

Legacy Insurance is an Independent Insurance Agency serving insurance coverage to the states of Alabama, Tennessee, Mississippi, Georgia, Louisiana, and Florida. We’ve carefully selected our carriers in order to provide you with the best level of service, price, and coverage. As we are independent insurance agents in Alabama, we are able to give you the ability to choose the best carrier for your insurance needs. The main advantage of working with an independent insurance agency is that we work to satisfy your needs.

We are an Independent Insurance Agency, which means we can shop your insurance through over 30 companies to find you the best rate for the best coverage. We also make it very easy to get started. At Legacy Insurance, each of our clients is given a dedicated team of experts who work together to address all your concerns proficiently. And if you don’t believe us, check out what our customers say about us.

Insurance Companies

Our Offices

Our values

We are experienced, reliable and professional.

We’re committed to building better futures. For our clients, for our employees and for our own families. This is why we focus on two key areas, advising & educating. Our commitment to advising & educating our clients ensures you not only have the best coverage, but that you understand. With that knowledge in hand, and with the best coverage available, you’re ready to build a solid, happy future.  As an independent agent, a key part of advising our clients is to provide many options for every aspect your insurance portfolio and build the best coverage with the best premium.

23 years in serving people

100% customer satisfaction

16 knowledgeable advisors to help you

85+ coverage options to choose from

Click & Learn

Home Insurance

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.


Your homeowners policy can help with the cost of replacing passports and other valuable papers.

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.


Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.


Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Additional Living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.


Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

With personal possessions coverage, lost jewellery is covered up to your policy limits.

Property coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.


Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.





We are Committed to Protecting Your Dreams

Report A Claim

We'll help through the process of claim from start to finish

Auto ID Card

Need a copy of your auto ID card we can help

Request Certificate

Need your insurance proof, let’s help you get that quickly

Policy Review

Compare your current plans and possibly get more options


Jo-Ann Taylor
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Pam is always willing to assist with a smile on her face. Very professional an a pleasure to work with.
Michael Guyse
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We had Matt and Jess look at our policies from our old company. When they were finished we not only saved money, but increased coverages. walked us through the whole thing. We moved personal and business policies to Legacy. Honestly, 5 stars are not enough!
Greg Coffey
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Excellent attention to detail. Very responsive. Jessica has taken care of my vehicle and homeowner insurance needs. She saved me several hundred dollars and increased my coverage.

Contact Legacy Insurance

Legacy Insurance based in Alabama is an independent local insurance agency dedicated to providing the best coverage for you.

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Madison, Birmingham, Childersburg, AL

We extend coverage to individuals and businesses in Madison, Birmingham, Childersburg, AL and surrounding areas.

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